LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,579
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,090
−HK$1,535/mo
Today · 4.125%
HK$51,625
baseline
▲ 0.50% · 4.625%
HK$54,767
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,250/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,044
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,493
−HK$1,471/mo
Today · 4.125%
HK$56,964
baseline
▲ 0.50% · 4.625%
HK$59,966
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,928/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,295
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,108
−HK$1,842/mo
Today · 4.125%
HK$61,950
baseline
▲ 0.50% · 4.625%
HK$65,720
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,900/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,852
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,592
−HK$1,764/mo
Today · 4.125%
HK$68,356
baseline
▲ 0.50% · 4.625%
HK$71,959
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,712/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,011
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,126
−HK$2,150/mo
Today · 4.125%
HK$72,276
baseline
▲ 0.50% · 4.625%
HK$76,673
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,552/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,661
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,690
−HK$2,059/mo
Today · 4.125%
HK$79,749
baseline
▲ 0.50% · 4.625%
HK$83,953
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,498/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,442
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,162
−HK$2,764/mo
Today · 4.125%
HK$92,926
baseline
▲ 0.50% · 4.625%
HK$98,580
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,852/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,279
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,888
−HK$2,646/mo
Today · 4.125%
HK$102,534
baseline
▲ 0.50% · 4.625%
HK$107,939
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,068/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,420 · Scale 2, in force from 26 Feb 2026)