LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,581
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,092
−HK$1,535/mo
Today · 4.125%
HK$51,627
baseline
▲ 0.50% · 4.625%
HK$54,769
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,254/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,046
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,495
−HK$1,471/mo
Today · 4.125%
HK$56,966
baseline
▲ 0.50% · 4.625%
HK$59,968
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,932/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,297
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,110
−HK$1,843/mo
Today · 4.125%
HK$61,953
baseline
▲ 0.50% · 4.625%
HK$65,722
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,906/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,855
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,594
−HK$1,765/mo
Today · 4.125%
HK$68,359
baseline
▲ 0.50% · 4.625%
HK$71,962
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,718/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,013
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,129
−HK$2,149/mo
Today · 4.125%
HK$72,278
baseline
▲ 0.50% · 4.625%
HK$76,676
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,556/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,664
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,693
−HK$2,059/mo
Today · 4.125%
HK$79,752
baseline
▲ 0.50% · 4.625%
HK$83,956
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,504/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,445
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,165
−HK$2,764/mo
Today · 4.125%
HK$92,929
baseline
▲ 0.50% · 4.625%
HK$98,583
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,858/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,282
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,891
−HK$2,647/mo
Today · 4.125%
HK$102,538
baseline
▲ 0.50% · 4.625%
HK$107,943
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,076/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,496 · Scale 2, in force from 26 Feb 2026)