LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,583
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,095
−HK$1,535/mo
Today · 4.125%
HK$51,630
baseline
▲ 0.50% · 4.625%
HK$54,772
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,260/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,049
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,498
−HK$1,471/mo
Today · 4.125%
HK$56,969
baseline
▲ 0.50% · 4.625%
HK$59,972
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,938/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,300
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,842/mo
Today · 4.125%
HK$61,956
baseline
▲ 0.50% · 4.625%
HK$65,726
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,912/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,858
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,598
−HK$1,764/mo
Today · 4.125%
HK$68,362
baseline
▲ 0.50% · 4.625%
HK$71,966
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,724/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,017
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,133
−HK$2,149/mo
Today · 4.125%
HK$72,282
baseline
▲ 0.50% · 4.625%
HK$76,680
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,564/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,668
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,697
−HK$2,059/mo
Today · 4.125%
HK$79,756
baseline
▲ 0.50% · 4.625%
HK$83,960
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,512/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,450
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,170
−HK$2,764/mo
Today · 4.125%
HK$92,934
baseline
▲ 0.50% · 4.625%
HK$98,589
+HK$5,655/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,868/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,287
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,897
−HK$2,647/mo
Today · 4.125%
HK$102,544
baseline
▲ 0.50% · 4.625%
HK$107,949
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,088/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,613 · Scale 2, in force from 26 Feb 2026)