LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,586
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,097
−HK$1,535/mo
Today · 4.125%
HK$51,632
baseline
▲ 0.50% · 4.625%
HK$54,774
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,264/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,051
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,470/mo
Today · 4.125%
HK$56,971
baseline
▲ 0.50% · 4.625%
HK$59,974
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,942/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,303
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,116
−HK$1,843/mo
Today · 4.125%
HK$61,959
baseline
▲ 0.50% · 4.625%
HK$65,729
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,918/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,861
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,601
−HK$1,764/mo
Today · 4.125%
HK$68,365
baseline
▲ 0.50% · 4.625%
HK$71,969
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,730/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,020
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,136
−HK$2,149/mo
Today · 4.125%
HK$72,285
baseline
▲ 0.50% · 4.625%
HK$76,684
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,570/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,671
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,701
−HK$2,059/mo
Today · 4.125%
HK$79,760
baseline
▲ 0.50% · 4.625%
HK$83,964
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,520/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,454
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,174
−HK$2,764/mo
Today · 4.125%
HK$92,938
baseline
▲ 0.50% · 4.625%
HK$98,593
+HK$5,655/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,876/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,292
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,901
−HK$2,647/mo
Today · 4.125%
HK$102,548
baseline
▲ 0.50% · 4.625%
HK$107,954
+HK$5,406/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,096/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,706 · Scale 2, in force from 26 Feb 2026)