LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,586
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,098
−HK$1,535/mo
Today · 4.125%
HK$51,633
baseline
▲ 0.50% · 4.625%
HK$54,775
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,266/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,052
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,471/mo
Today · 4.125%
HK$56,972
baseline
▲ 0.50% · 4.625%
HK$59,975
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,944/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,304
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,117
−HK$1,843/mo
Today · 4.125%
HK$61,960
baseline
▲ 0.50% · 4.625%
HK$65,730
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,920/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,862
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,602
−HK$1,764/mo
Today · 4.125%
HK$68,366
baseline
▲ 0.50% · 4.625%
HK$71,970
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,732/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,021
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,137
−HK$2,149/mo
Today · 4.125%
HK$72,286
baseline
▲ 0.50% · 4.625%
HK$76,685
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,572/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,673
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,702
−HK$2,059/mo
Today · 4.125%
HK$79,761
baseline
▲ 0.50% · 4.625%
HK$83,965
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,522/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,455
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,176
−HK$2,764/mo
Today · 4.125%
HK$92,940
baseline
▲ 0.50% · 4.625%
HK$98,595
+HK$5,655/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,880/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,293
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,903
−HK$2,647/mo
Today · 4.125%
HK$102,550
baseline
▲ 0.50% · 4.625%
HK$107,955
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,100/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,741 · Scale 2, in force from 26 Feb 2026)