LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,587
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,098
−HK$1,536/mo
Today · 4.125%
HK$51,634
baseline
▲ 0.50% · 4.625%
HK$54,775
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,268/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,052
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,502
−HK$1,471/mo
Today · 4.125%
HK$56,973
baseline
▲ 0.50% · 4.625%
HK$59,976
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,946/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,304
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,118
−HK$1,842/mo
Today · 4.125%
HK$61,960
baseline
▲ 0.50% · 4.625%
HK$65,731
+HK$3,771/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,920/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,863
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,602
−HK$1,765/mo
Today · 4.125%
HK$68,367
baseline
▲ 0.50% · 4.625%
HK$71,971
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,734/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,022
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,137
−HK$2,150/mo
Today · 4.125%
HK$72,287
baseline
▲ 0.50% · 4.625%
HK$76,686
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,574/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,673
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,703
−HK$2,059/mo
Today · 4.125%
HK$79,762
baseline
▲ 0.50% · 4.625%
HK$83,966
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,524/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,456
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,177
−HK$2,764/mo
Today · 4.125%
HK$92,941
baseline
▲ 0.50% · 4.625%
HK$98,596
+HK$5,655/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,882/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,294
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,904
−HK$2,647/mo
Today · 4.125%
HK$102,551
baseline
▲ 0.50% · 4.625%
HK$107,956
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,102/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,763 · Scale 2, in force from 26 Feb 2026)