LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,587
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,099
−HK$1,535/mo
Today · 4.125%
HK$51,634
baseline
▲ 0.50% · 4.625%
HK$54,776
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,268/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,053
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,503
−HK$1,470/mo
Today · 4.125%
HK$56,973
baseline
▲ 0.50% · 4.625%
HK$59,976
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,946/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,305
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,118
−HK$1,843/mo
Today · 4.125%
HK$61,961
baseline
▲ 0.50% · 4.625%
HK$65,731
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,922/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,863
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,603
−HK$1,765/mo
Today · 4.125%
HK$68,368
baseline
▲ 0.50% · 4.625%
HK$71,972
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,736/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,022
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,138
−HK$2,150/mo
Today · 4.125%
HK$72,288
baseline
▲ 0.50% · 4.625%
HK$76,686
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,576/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,674
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,704
−HK$2,058/mo
Today · 4.125%
HK$79,762
baseline
▲ 0.50% · 4.625%
HK$83,967
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,524/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,457
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,177
−HK$2,764/mo
Today · 4.125%
HK$92,941
baseline
▲ 0.50% · 4.625%
HK$98,597
+HK$5,656/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,882/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,295
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,905
−HK$2,647/mo
Today · 4.125%
HK$102,552
baseline
▲ 0.50% · 4.625%
HK$107,957
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,104/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,781 · Scale 2, in force from 26 Feb 2026)