LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,589
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,100
−HK$1,536/mo
Today · 4.125%
HK$51,636
baseline
▲ 0.50% · 4.625%
HK$54,778
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,272/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,055
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,505
−HK$1,470/mo
Today · 4.125%
HK$56,975
baseline
▲ 0.50% · 4.625%
HK$59,978
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,950/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,307
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,121
−HK$1,842/mo
Today · 4.125%
HK$61,963
baseline
▲ 0.50% · 4.625%
HK$65,734
+HK$3,771/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,926/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,866
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,605
−HK$1,765/mo
Today · 4.125%
HK$68,370
baseline
▲ 0.50% · 4.625%
HK$71,974
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,740/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,025
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,141
−HK$2,149/mo
Today · 4.125%
HK$72,290
baseline
▲ 0.50% · 4.625%
HK$76,689
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,580/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,677
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,706
−HK$2,059/mo
Today · 4.125%
HK$79,765
baseline
▲ 0.50% · 4.625%
HK$83,970
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,530/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,460
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,181
−HK$2,764/mo
Today · 4.125%
HK$92,945
baseline
▲ 0.50% · 4.625%
HK$98,600
+HK$5,655/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,890/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,299
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,908
−HK$2,647/mo
Today · 4.125%
HK$102,555
baseline
▲ 0.50% · 4.625%
HK$107,961
+HK$5,406/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,110/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,860 · Scale 2, in force from 26 Feb 2026)