LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,590
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,102
−HK$1,535/mo
Today · 4.125%
HK$51,637
baseline
▲ 0.50% · 4.625%
HK$54,779
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,274/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,056
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,506
−HK$1,471/mo
Today · 4.125%
HK$56,977
baseline
▲ 0.50% · 4.625%
HK$59,980
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,954/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,308
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,122
−HK$1,843/mo
Today · 4.125%
HK$61,965
baseline
▲ 0.50% · 4.625%
HK$65,735
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,930/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,867
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,607
−HK$1,765/mo
Today · 4.125%
HK$68,372
baseline
▲ 0.50% · 4.625%
HK$71,976
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,744/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,026
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,142
−HK$2,150/mo
Today · 4.125%
HK$72,292
baseline
▲ 0.50% · 4.625%
HK$76,691
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,584/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,679
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,708
−HK$2,059/mo
Today · 4.125%
HK$79,767
baseline
▲ 0.50% · 4.625%
HK$83,972
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,534/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,463
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,183
−HK$2,764/mo
Today · 4.125%
HK$92,947
baseline
▲ 0.50% · 4.625%
HK$98,603
+HK$5,656/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,894/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,301
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,911
−HK$2,647/mo
Today · 4.125%
HK$102,558
baseline
▲ 0.50% · 4.625%
HK$107,964
+HK$5,406/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,116/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,913 · Scale 2, in force from 26 Feb 2026)