LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,592
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,536/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,781
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,058
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,508
−HK$1,471/mo
Today · 4.125%
HK$56,979
baseline
▲ 0.50% · 4.625%
HK$59,982
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,958/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,310
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,124
−HK$1,843/mo
Today · 4.125%
HK$61,967
baseline
▲ 0.50% · 4.625%
HK$65,737
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,934/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,870
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,609
−HK$1,765/mo
Today · 4.125%
HK$68,374
baseline
▲ 0.50% · 4.625%
HK$71,978
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,748/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,029
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,145
−HK$2,150/mo
Today · 4.125%
HK$72,295
baseline
▲ 0.50% · 4.625%
HK$76,694
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,590/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,681
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,711
−HK$2,059/mo
Today · 4.125%
HK$79,770
baseline
▲ 0.50% · 4.625%
HK$83,975
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,540/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,465
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,186
−HK$2,764/mo
Today · 4.125%
HK$92,950
baseline
▲ 0.50% · 4.625%
HK$98,606
+HK$5,656/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,900/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,304
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,914
−HK$2,647/mo
Today · 4.125%
HK$102,561
baseline
▲ 0.50% · 4.625%
HK$107,967
+HK$5,406/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,122/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,982 · Scale 2, in force from 26 Feb 2026)