LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,594
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,105
−HK$1,536/mo
Today · 4.125%
HK$51,641
baseline
▲ 0.50% · 4.625%
HK$54,783
+HK$3,142/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,282/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,060
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,510
−HK$1,471/mo
Today · 4.125%
HK$56,981
baseline
▲ 0.50% · 4.625%
HK$59,984
+HK$3,003/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,962/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,312
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,126
−HK$1,843/mo
Today · 4.125%
HK$61,969
baseline
▲ 0.50% · 4.625%
HK$65,740
+HK$3,771/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,938/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,872
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,612
−HK$1,765/mo
Today · 4.125%
HK$68,377
baseline
▲ 0.50% · 4.625%
HK$71,981
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,754/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,031
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,147
−HK$2,150/mo
Today · 4.125%
HK$72,297
baseline
▲ 0.50% · 4.625%
HK$76,696
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,594/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,684
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,714
−HK$2,059/mo
Today · 4.125%
HK$79,773
baseline
▲ 0.50% · 4.625%
HK$83,978
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,546/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,468
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,189
−HK$2,764/mo
Today · 4.125%
HK$92,953
baseline
▲ 0.50% · 4.625%
HK$98,609
+HK$5,656/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,906/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,308
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,917
−HK$2,648/mo
Today · 4.125%
HK$102,565
baseline
▲ 0.50% · 4.625%
HK$107,971
+HK$5,406/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,130/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,056 · Scale 2, in force from 26 Feb 2026)