LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,596
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,107
−HK$1,536/mo
Today · 4.125%
HK$51,643
baseline
▲ 0.50% · 4.625%
HK$54,785
+HK$3,142/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,286/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,062
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,512
−HK$1,471/mo
Today · 4.125%
HK$56,983
baseline
▲ 0.50% · 4.625%
HK$59,987
+HK$3,004/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,966/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,315
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,129
−HK$1,843/mo
Today · 4.125%
HK$61,972
baseline
▲ 0.50% · 4.625%
HK$65,742
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,944/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,875
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,614
−HK$1,765/mo
Today · 4.125%
HK$68,379
baseline
▲ 0.50% · 4.625%
HK$71,984
+HK$3,605/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,758/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,034
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,150
−HK$2,150/mo
Today · 4.125%
HK$72,300
baseline
▲ 0.50% · 4.625%
HK$76,699
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,600/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,687
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,717
−HK$2,059/mo
Today · 4.125%
HK$79,776
baseline
▲ 0.50% · 4.625%
HK$83,981
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,552/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,472
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,193
−HK$2,764/mo
Today · 4.125%
HK$92,957
baseline
▲ 0.50% · 4.625%
HK$98,614
+HK$5,657/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,914/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,312
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,922
−HK$2,647/mo
Today · 4.125%
HK$102,569
baseline
▲ 0.50% · 4.625%
HK$107,976
+HK$5,407/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,138/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,145 · Scale 2, in force from 26 Feb 2026)