LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,597
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,109
−HK$1,535/mo
Today · 4.125%
HK$51,644
baseline
▲ 0.50% · 4.625%
HK$54,787
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,288/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,064
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,514
−HK$1,471/mo
Today · 4.125%
HK$56,985
baseline
▲ 0.50% · 4.625%
HK$59,988
+HK$3,003/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,970/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,316
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,130
−HK$1,843/mo
Today · 4.125%
HK$61,973
baseline
▲ 0.50% · 4.625%
HK$65,744
+HK$3,771/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,946/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,876
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,616
−HK$1,765/mo
Today · 4.125%
HK$68,381
baseline
▲ 0.50% · 4.625%
HK$71,986
+HK$3,605/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,762/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,036
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,152
−HK$2,150/mo
Today · 4.125%
HK$72,302
baseline
▲ 0.50% · 4.625%
HK$76,702
+HK$4,400/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,604/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,689
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,719
−HK$2,059/mo
Today · 4.125%
HK$79,778
baseline
▲ 0.50% · 4.625%
HK$83,984
+HK$4,206/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,556/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,475
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,196
−HK$2,764/mo
Today · 4.125%
HK$92,960
baseline
▲ 0.50% · 4.625%
HK$98,616
+HK$5,656/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,920/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,315
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,925
−HK$2,647/mo
Today · 4.125%
HK$102,572
baseline
▲ 0.50% · 4.625%
HK$107,979
+HK$5,407/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,144/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,209 · Scale 2, in force from 26 Feb 2026)