LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,598
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,110
−HK$1,535/mo
Today · 4.125%
HK$51,645
baseline
▲ 0.50% · 4.625%
HK$54,788
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,290/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,065
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,515
−HK$1,471/mo
Today · 4.125%
HK$56,986
baseline
▲ 0.50% · 4.625%
HK$59,989
+HK$3,003/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,972/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,317
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,131
−HK$1,843/mo
Today · 4.125%
HK$61,974
baseline
▲ 0.50% · 4.625%
HK$65,745
+HK$3,771/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$123,948/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,878
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,618
−HK$1,765/mo
Today · 4.125%
HK$68,383
baseline
▲ 0.50% · 4.625%
HK$71,987
+HK$3,604/mo
Deposit HK$8.52M · loan HK$12.79M · min. income ≈ HK$136,766/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,037
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$2,151/mo
Today · 4.125%
HK$72,304
baseline
▲ 0.50% · 4.625%
HK$76,703
+HK$4,399/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,608/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,690
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,720
−HK$2,060/mo
Today · 4.125%
HK$79,780
baseline
▲ 0.50% · 4.625%
HK$83,985
+HK$4,205/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,560/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,476
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,197
−HK$2,765/mo
Today · 4.125%
HK$92,962
baseline
▲ 0.50% · 4.625%
HK$98,618
+HK$5,656/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,924/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,316
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,926
−HK$2,648/mo
Today · 4.125%
HK$102,574
baseline
▲ 0.50% · 4.625%
HK$107,981
+HK$5,407/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,148/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,245 · Scale 2, in force from 26 Feb 2026)