LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,604
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,116
−HK$1,536/mo
Today · 4.125%
HK$51,652
baseline
▲ 0.50% · 4.625%
HK$54,795
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,304/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,071
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,521
−HK$1,471/mo
Today · 4.125%
HK$56,992
baseline
▲ 0.50% · 4.625%
HK$59,997
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,984/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,324
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,139
−HK$1,843/mo
Today · 4.125%
HK$61,982
baseline
▲ 0.50% · 4.625%
HK$65,753
+HK$3,771/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,964/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,885
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,626
−HK$1,765/mo
Today · 4.125%
HK$68,391
baseline
▲ 0.50% · 4.625%
HK$71,996
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,782/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,045
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,162
−HK$2,150/mo
Today · 4.125%
HK$72,312
baseline
▲ 0.50% · 4.625%
HK$76,712
+HK$4,400/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,624/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,700
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,730
−HK$2,059/mo
Today · 4.125%
HK$79,789
baseline
▲ 0.50% · 4.625%
HK$83,995
+HK$4,206/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,578/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,487
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,208
−HK$2,765/mo
Today · 4.125%
HK$92,973
baseline
▲ 0.50% · 4.625%
HK$98,630
+HK$5,657/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,946/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,328
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,938
−HK$2,648/mo
Today · 4.125%
HK$102,586
baseline
▲ 0.50% · 4.625%
HK$107,994
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,172/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,504 · Scale 2, in force from 26 Feb 2026)