LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,604
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,116
−HK$1,536/mo
Today · 4.125%
HK$51,652
baseline
▲ 0.50% · 4.625%
HK$54,795
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,304/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,072
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,471/mo
Today · 4.125%
HK$56,993
baseline
▲ 0.50% · 4.625%
HK$59,997
+HK$3,004/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,986/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,325
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,139
−HK$1,844/mo
Today · 4.125%
HK$61,983
baseline
▲ 0.50% · 4.625%
HK$65,754
+HK$3,771/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,966/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,886
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,626
−HK$1,766/mo
Today · 4.125%
HK$68,392
baseline
▲ 0.50% · 4.625%
HK$71,997
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,784/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,046
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,163
−HK$2,150/mo
Today · 4.125%
HK$72,313
baseline
▲ 0.50% · 4.625%
HK$76,713
+HK$4,400/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,626/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,700
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,731
−HK$2,059/mo
Today · 4.125%
HK$79,790
baseline
▲ 0.50% · 4.625%
HK$83,996
+HK$4,206/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,580/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,488
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,209
−HK$2,765/mo
Today · 4.125%
HK$92,974
baseline
▲ 0.50% · 4.625%
HK$98,631
+HK$5,657/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,948/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,329
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,939
−HK$2,649/mo
Today · 4.125%
HK$102,588
baseline
▲ 0.50% · 4.625%
HK$107,995
+HK$5,407/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,176/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,526 · Scale 2, in force from 26 Feb 2026)