LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,606
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,118
−HK$1,536/mo
Today · 4.125%
HK$51,654
baseline
▲ 0.50% · 4.625%
HK$54,797
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,308/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,074
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,524
−HK$1,471/mo
Today · 4.125%
HK$56,995
baseline
▲ 0.50% · 4.625%
HK$59,999
+HK$3,004/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,990/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,327
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,141
−HK$1,844/mo
Today · 4.125%
HK$61,985
baseline
▲ 0.50% · 4.625%
HK$65,756
+HK$3,771/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,970/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,888
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,629
−HK$1,765/mo
Today · 4.125%
HK$68,394
baseline
▲ 0.50% · 4.625%
HK$71,999
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,788/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,048
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,165
−HK$2,151/mo
Today · 4.125%
HK$72,316
baseline
▲ 0.50% · 4.625%
HK$76,716
+HK$4,400/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,632/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,703
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,733
−HK$2,060/mo
Today · 4.125%
HK$79,793
baseline
▲ 0.50% · 4.625%
HK$83,999
+HK$4,206/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,586/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,491
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,212
−HK$2,765/mo
Today · 4.125%
HK$92,977
baseline
▲ 0.50% · 4.625%
HK$98,635
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,954/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,333
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,943
−HK$2,648/mo
Today · 4.125%
HK$102,591
baseline
▲ 0.50% · 4.625%
HK$107,999
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,182/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,602 · Scale 2, in force from 26 Feb 2026)