LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,606
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,118
−HK$1,536/mo
Today · 4.125%
HK$51,654
baseline
▲ 0.50% · 4.625%
HK$54,797
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,308/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,074
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,524
−HK$1,471/mo
Today · 4.125%
HK$56,995
baseline
▲ 0.50% · 4.625%
HK$60,000
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,990/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,328
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,142
−HK$1,843/mo
Today · 4.125%
HK$61,985
baseline
▲ 0.50% · 4.625%
HK$65,757
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,970/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,889
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,629
−HK$1,766/mo
Today · 4.125%
HK$68,395
baseline
▲ 0.50% · 4.625%
HK$72,000
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,790/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,049
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,166
−HK$2,150/mo
Today · 4.125%
HK$72,316
baseline
▲ 0.50% · 4.625%
HK$76,716
+HK$4,400/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,632/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,704
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,734
−HK$2,060/mo
Today · 4.125%
HK$79,794
baseline
▲ 0.50% · 4.625%
HK$84,000
+HK$4,206/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,588/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,491
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,213
−HK$2,765/mo
Today · 4.125%
HK$92,978
baseline
▲ 0.50% · 4.625%
HK$98,635
+HK$5,657/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,956/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,333
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,944
−HK$2,648/mo
Today · 4.125%
HK$102,592
baseline
▲ 0.50% · 4.625%
HK$108,000
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,184/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,616 · Scale 2, in force from 26 Feb 2026)