LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,607
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,119
−HK$1,536/mo
Today · 4.125%
HK$51,655
baseline
▲ 0.50% · 4.625%
HK$54,798
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,310/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,075
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,525
−HK$1,471/mo
Today · 4.125%
HK$56,996
baseline
▲ 0.50% · 4.625%
HK$60,001
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,992/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,328
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,143
−HK$1,843/mo
Today · 4.125%
HK$61,986
baseline
▲ 0.50% · 4.625%
HK$65,758
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,972/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,890
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,630
−HK$1,765/mo
Today · 4.125%
HK$68,395
baseline
▲ 0.50% · 4.625%
HK$72,001
+HK$3,606/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,790/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,050
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,166
−HK$2,151/mo
Today · 4.125%
HK$72,317
baseline
▲ 0.50% · 4.625%
HK$76,717
+HK$4,400/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$144,634/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,705
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,735
−HK$2,060/mo
Today · 4.125%
HK$79,795
baseline
▲ 0.50% · 4.625%
HK$84,001
+HK$4,206/mo
Deposit HK$6.39M · loan HK$14.92M · min. income ≈ HK$159,590/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,492
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,214
−HK$2,765/mo
Today · 4.125%
HK$92,979
baseline
▲ 0.50% · 4.625%
HK$98,637
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$185,958/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,334
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,945
−HK$2,648/mo
Today · 4.125%
HK$102,593
baseline
▲ 0.50% · 4.625%
HK$108,001
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.18M · min. income ≈ HK$205,186/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,642 · Scale 2, in force from 26 Feb 2026)