LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,609
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,121
−HK$1,536/mo
Today · 4.125%
HK$51,657
baseline
▲ 0.50% · 4.625%
HK$54,801
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,314/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,077
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,527
−HK$1,472/mo
Today · 4.125%
HK$56,999
baseline
▲ 0.50% · 4.625%
HK$60,003
+HK$3,004/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$113,998/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,331
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,145
−HK$1,844/mo
Today · 4.125%
HK$61,989
baseline
▲ 0.50% · 4.625%
HK$65,761
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,978/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,893
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,633
−HK$1,766/mo
Today · 4.125%
HK$68,399
baseline
▲ 0.50% · 4.625%
HK$72,004
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,798/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,053
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,170
−HK$2,150/mo
Today · 4.125%
HK$72,320
baseline
▲ 0.50% · 4.625%
HK$76,721
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,640/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,708
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,738
−HK$2,060/mo
Today · 4.125%
HK$79,798
baseline
▲ 0.50% · 4.625%
HK$84,005
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,596/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,496
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,218
−HK$2,765/mo
Today · 4.125%
HK$92,983
baseline
▲ 0.50% · 4.625%
HK$98,641
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,966/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,339
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,949
−HK$2,649/mo
Today · 4.125%
HK$102,598
baseline
▲ 0.50% · 4.625%
HK$108,006
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,196/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,740 · Scale 2, in force from 26 Feb 2026)