LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,611
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,123
−HK$1,537/mo
Today · 4.125%
HK$51,660
baseline
▲ 0.50% · 4.625%
HK$54,803
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,320/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,080
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,530
−HK$1,471/mo
Today · 4.125%
HK$57,001
baseline
▲ 0.50% · 4.625%
HK$60,006
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,002/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,334
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,148
−HK$1,844/mo
Today · 4.125%
HK$61,992
baseline
▲ 0.50% · 4.625%
HK$65,764
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,984/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,896
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,636
−HK$1,766/mo
Today · 4.125%
HK$68,402
baseline
▲ 0.50% · 4.625%
HK$72,007
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,804/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,056
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,173
−HK$2,151/mo
Today · 4.125%
HK$72,324
baseline
▲ 0.50% · 4.625%
HK$76,724
+HK$4,400/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,648/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,712
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,742
−HK$2,060/mo
Today · 4.125%
HK$79,802
baseline
▲ 0.50% · 4.625%
HK$84,008
+HK$4,206/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,604/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,500
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,222
−HK$2,766/mo
Today · 4.125%
HK$92,988
baseline
▲ 0.50% · 4.625%
HK$98,646
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,976/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,343
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,954
−HK$2,649/mo
Today · 4.125%
HK$102,603
baseline
▲ 0.50% · 4.625%
HK$108,011
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,206/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,839 · Scale 2, in force from 26 Feb 2026)