LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,612
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,124
−HK$1,537/mo
Today · 4.125%
HK$51,661
baseline
▲ 0.50% · 4.625%
HK$54,804
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,322/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,080
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,531
−HK$1,471/mo
Today · 4.125%
HK$57,002
baseline
▲ 0.50% · 4.625%
HK$60,007
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,004/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,335
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,149
−HK$1,844/mo
Today · 4.125%
HK$61,993
baseline
▲ 0.50% · 4.625%
HK$65,765
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,986/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,897
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,637
−HK$1,766/mo
Today · 4.125%
HK$68,403
baseline
▲ 0.50% · 4.625%
HK$72,008
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,806/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,057
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,174
−HK$2,151/mo
Today · 4.125%
HK$72,325
baseline
▲ 0.50% · 4.625%
HK$76,726
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,650/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,713
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,743
−HK$2,060/mo
Today · 4.125%
HK$79,803
baseline
▲ 0.50% · 4.625%
HK$84,010
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,606/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,502
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,224
−HK$2,765/mo
Today · 4.125%
HK$92,989
baseline
▲ 0.50% · 4.625%
HK$98,647
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,978/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,345
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,956
−HK$2,648/mo
Today · 4.125%
HK$102,604
baseline
▲ 0.50% · 4.625%
HK$108,013
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,208/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,871 · Scale 2, in force from 26 Feb 2026)