LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,614
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,126
−HK$1,537/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,806
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,083
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,533
−HK$1,472/mo
Today · 4.125%
HK$57,005
baseline
▲ 0.50% · 4.625%
HK$60,009
+HK$3,004/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,010/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,337
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,152
−HK$1,843/mo
Today · 4.125%
HK$61,995
baseline
▲ 0.50% · 4.625%
HK$65,767
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,990/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,899
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,640
−HK$1,766/mo
Today · 4.125%
HK$68,406
baseline
▲ 0.50% · 4.625%
HK$72,011
+HK$3,605/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,812/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,060
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,177
−HK$2,151/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,729
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,716
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,746
−HK$2,061/mo
Today · 4.125%
HK$79,807
baseline
▲ 0.50% · 4.625%
HK$84,013
+HK$4,206/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,614/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,505
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,227
−HK$2,766/mo
Today · 4.125%
HK$92,993
baseline
▲ 0.50% · 4.625%
HK$98,651
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,986/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,349
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,960
−HK$2,648/mo
Today · 4.125%
HK$102,608
baseline
▲ 0.50% · 4.625%
HK$108,017
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,216/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,960 · Scale 2, in force from 26 Feb 2026)