LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,615
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,127
−HK$1,536/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,807
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,083
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,534
−HK$1,471/mo
Today · 4.125%
HK$57,005
baseline
▲ 0.50% · 4.625%
HK$60,010
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,010/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,338
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,152
−HK$1,844/mo
Today · 4.125%
HK$61,996
baseline
▲ 0.50% · 4.625%
HK$65,768
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,992/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,900
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,641
−HK$1,765/mo
Today · 4.125%
HK$68,406
baseline
▲ 0.50% · 4.625%
HK$72,012
+HK$3,606/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,812/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,060
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,178
−HK$2,150/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,729
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,717
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,747
−HK$2,060/mo
Today · 4.125%
HK$79,807
baseline
▲ 0.50% · 4.625%
HK$84,014
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,614/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,506
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,228
−HK$2,766/mo
Today · 4.125%
HK$92,994
baseline
▲ 0.50% · 4.625%
HK$98,652
+HK$5,658/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,988/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,350
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,961
−HK$2,648/mo
Today · 4.125%
HK$102,609
baseline
▲ 0.50% · 4.625%
HK$108,018
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,218/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$881,981 · Scale 2, in force from 26 Feb 2026)