LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,615
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,128
−HK$1,536/mo
Today · 4.125%
HK$51,664
baseline
▲ 0.50% · 4.625%
HK$54,808
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,328/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,084
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,535
−HK$1,471/mo
Today · 4.125%
HK$57,006
baseline
▲ 0.50% · 4.625%
HK$60,011
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,012/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,339
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,153
−HK$1,844/mo
Today · 4.125%
HK$61,997
baseline
▲ 0.50% · 4.625%
HK$65,769
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,994/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,901
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,642
−HK$1,765/mo
Today · 4.125%
HK$68,407
baseline
▲ 0.50% · 4.625%
HK$72,013
+HK$3,606/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,814/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,062
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,179
−HK$2,151/mo
Today · 4.125%
HK$72,330
baseline
▲ 0.50% · 4.625%
HK$76,731
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,660/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,718
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,749
−HK$2,060/mo
Today · 4.125%
HK$79,809
baseline
▲ 0.50% · 4.625%
HK$84,016
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,618/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,508
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,230
−HK$2,765/mo
Today · 4.125%
HK$92,995
baseline
▲ 0.50% · 4.625%
HK$98,654
+HK$5,659/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,990/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,352
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,962
−HK$2,649/mo
Today · 4.125%
HK$102,611
baseline
▲ 0.50% · 4.625%
HK$108,020
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,222/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,018 · Scale 2, in force from 26 Feb 2026)