LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,617
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,129
−HK$1,536/mo
Today · 4.125%
HK$51,665
baseline
▲ 0.50% · 4.625%
HK$54,809
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,330/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,085
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,536
−HK$1,472/mo
Today · 4.125%
HK$57,008
baseline
▲ 0.50% · 4.625%
HK$60,012
+HK$3,004/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,016/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,340
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,155
−HK$1,843/mo
Today · 4.125%
HK$61,998
baseline
▲ 0.50% · 4.625%
HK$65,771
+HK$3,773/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,996/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,903
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,643
−HK$1,766/mo
Today · 4.125%
HK$68,409
baseline
▲ 0.50% · 4.625%
HK$72,015
+HK$3,606/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,818/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,063
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,180
−HK$2,151/mo
Today · 4.125%
HK$72,331
baseline
▲ 0.50% · 4.625%
HK$76,733
+HK$4,402/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,662/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,720
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,750
−HK$2,061/mo
Today · 4.125%
HK$79,811
baseline
▲ 0.50% · 4.625%
HK$84,017
+HK$4,206/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,622/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,510
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,232
−HK$2,765/mo
Today · 4.125%
HK$92,997
baseline
▲ 0.50% · 4.625%
HK$98,656
+HK$5,659/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,994/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,354
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,965
−HK$2,649/mo
Today · 4.125%
HK$102,614
baseline
▲ 0.50% · 4.625%
HK$108,022
+HK$5,408/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,228/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,066 · Scale 2, in force from 26 Feb 2026)