LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,617
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,129
−HK$1,537/mo
Today · 4.125%
HK$51,666
baseline
▲ 0.50% · 4.625%
HK$54,809
+HK$3,143/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,332/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,086
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,536
−HK$1,472/mo
Today · 4.125%
HK$57,008
baseline
▲ 0.50% · 4.625%
HK$60,013
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,016/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,340
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,155
−HK$1,844/mo
Today · 4.125%
HK$61,999
baseline
▲ 0.50% · 4.625%
HK$65,771
+HK$3,772/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$123,998/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,903
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,644
−HK$1,766/mo
Today · 4.125%
HK$68,410
baseline
▲ 0.50% · 4.625%
HK$72,016
+HK$3,606/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,820/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,064
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,181
−HK$2,151/mo
Today · 4.125%
HK$72,332
baseline
▲ 0.50% · 4.625%
HK$76,733
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,664/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,720
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,751
−HK$2,060/mo
Today · 4.125%
HK$79,811
baseline
▲ 0.50% · 4.625%
HK$84,018
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,622/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,511
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,233
−HK$2,765/mo
Today · 4.125%
HK$92,998
baseline
▲ 0.50% · 4.625%
HK$98,657
+HK$5,659/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$185,996/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,355
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,966
−HK$2,648/mo
Today · 4.125%
HK$102,614
baseline
▲ 0.50% · 4.625%
HK$108,023
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,228/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,084 · Scale 2, in force from 26 Feb 2026)