LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,618
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,131
−HK$1,536/mo
Today · 4.125%
HK$51,667
baseline
▲ 0.50% · 4.625%
HK$54,811
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,334/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,087
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,538
−HK$1,471/mo
Today · 4.125%
HK$57,009
baseline
▲ 0.50% · 4.625%
HK$60,015
+HK$3,006/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,018/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,342
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,157
−HK$1,843/mo
Today · 4.125%
HK$62,000
baseline
▲ 0.50% · 4.625%
HK$65,773
+HK$3,773/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$124,000/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,905
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,645
−HK$1,766/mo
Today · 4.125%
HK$68,411
baseline
▲ 0.50% · 4.625%
HK$72,017
+HK$3,606/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,822/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,066
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,183
−HK$2,151/mo
Today · 4.125%
HK$72,334
baseline
▲ 0.50% · 4.625%
HK$76,735
+HK$4,401/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$144,668/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,722
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,753
−HK$2,060/mo
Today · 4.125%
HK$79,813
baseline
▲ 0.50% · 4.625%
HK$84,020
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.92M · min. income ≈ HK$159,626/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,513
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,235
−HK$2,766/mo
Today · 4.125%
HK$93,001
baseline
▲ 0.50% · 4.625%
HK$98,660
+HK$5,659/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$186,002/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,357
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,968
−HK$2,649/mo
Today · 4.125%
HK$102,617
baseline
▲ 0.50% · 4.625%
HK$108,026
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,234/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,140 · Scale 2, in force from 26 Feb 2026)