LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,623
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,136
−HK$1,536/mo
Today · 4.125%
HK$51,672
baseline
▲ 0.50% · 4.625%
HK$54,816
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,344/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,093
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,544
−HK$1,471/mo
Today · 4.125%
HK$57,015
baseline
▲ 0.50% · 4.625%
HK$60,021
+HK$3,006/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,030/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,348
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,163
−HK$1,844/mo
Today · 4.125%
HK$62,007
baseline
▲ 0.50% · 4.625%
HK$65,780
+HK$3,773/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$124,014/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,911
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,652
−HK$1,766/mo
Today · 4.125%
HK$68,418
baseline
▲ 0.50% · 4.625%
HK$72,025
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,836/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,073
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,190
−HK$2,151/mo
Today · 4.125%
HK$72,341
baseline
▲ 0.50% · 4.625%
HK$76,743
+HK$4,402/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,682/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,730
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,761
−HK$2,060/mo
Today · 4.125%
HK$79,821
baseline
▲ 0.50% · 4.625%
HK$84,029
+HK$4,208/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,642/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,522
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,244
−HK$2,766/mo
Today · 4.125%
HK$93,010
baseline
▲ 0.50% · 4.625%
HK$98,670
+HK$5,660/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$186,020/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,367
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$99,978
−HK$2,650/mo
Today · 4.125%
HK$102,628
baseline
▲ 0.50% · 4.625%
HK$108,037
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,256/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,358 · Scale 2, in force from 26 Feb 2026)