LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,625
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,137
−HK$1,537/mo
Today · 4.125%
HK$51,674
baseline
▲ 0.50% · 4.625%
HK$54,818
+HK$3,144/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,348/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,094
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,545
−HK$1,472/mo
Today · 4.125%
HK$57,017
baseline
▲ 0.50% · 4.625%
HK$60,022
+HK$3,005/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,034/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,350
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,165
−HK$1,844/mo
Today · 4.125%
HK$62,009
baseline
▲ 0.50% · 4.625%
HK$65,782
+HK$3,773/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$124,018/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,913
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,654
−HK$1,766/mo
Today · 4.125%
HK$68,420
baseline
▲ 0.50% · 4.625%
HK$72,027
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.79M · min. income ≈ HK$136,840/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,074
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,192
−HK$2,151/mo
Today · 4.125%
HK$72,343
baseline
▲ 0.50% · 4.625%
HK$76,745
+HK$4,402/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,686/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,732
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,763
−HK$2,061/mo
Today · 4.125%
HK$79,824
baseline
▲ 0.50% · 4.625%
HK$84,031
+HK$4,207/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,648/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,524
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,247
−HK$2,766/mo
Today · 4.125%
HK$93,013
baseline
▲ 0.50% · 4.625%
HK$98,672
+HK$5,659/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$186,026/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,370
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$99,981
−HK$2,650/mo
Today · 4.125%
HK$102,631
baseline
▲ 0.50% · 4.625%
HK$108,040
+HK$5,409/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,262/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$882,420 · Scale 2, in force from 26 Feb 2026)