LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,632
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,145
−HK$1,537/mo
Today · 4.125%
HK$51,682
baseline
▲ 0.50% · 4.625%
HK$54,827
+HK$3,145/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,364/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,103
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,554
−HK$1,472/mo
Today · 4.125%
HK$57,026
baseline
▲ 0.50% · 4.625%
HK$60,032
+HK$3,006/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,052/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,359
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,174
−HK$1,844/mo
Today · 4.125%
HK$62,018
baseline
▲ 0.50% · 4.625%
HK$65,792
+HK$3,774/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,036/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,923
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,665
−HK$1,766/mo
Today · 4.125%
HK$68,431
baseline
▲ 0.50% · 4.625%
HK$72,038
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,862/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,085
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,203
−HK$2,152/mo
Today · 4.125%
HK$72,355
baseline
▲ 0.50% · 4.625%
HK$76,757
+HK$4,402/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,710/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,744
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,775
−HK$2,061/mo
Today · 4.125%
HK$79,836
baseline
▲ 0.50% · 4.625%
HK$84,044
+HK$4,208/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,672/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,538
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,261
−HK$2,766/mo
Today · 4.125%
HK$93,027
baseline
▲ 0.50% · 4.625%
HK$98,688
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$186,054/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,385
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$99,997
−HK$2,649/mo
Today · 4.125%
HK$102,646
baseline
▲ 0.50% · 4.625%
HK$108,057
+HK$5,411/mo
Deposit HK$2.13M · loan HK$19.19M · min. income ≈ HK$205,292/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,751 · Scale 2, in force from 26 Feb 2026)