LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,635
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,148
−HK$1,537/mo
Today · 4.125%
HK$51,685
baseline
▲ 0.50% · 4.625%
HK$54,830
+HK$3,145/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,370/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,106
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,557
−HK$1,472/mo
Today · 4.125%
HK$57,029
baseline
▲ 0.50% · 4.625%
HK$60,035
+HK$3,006/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,058/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,362
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,177
−HK$1,845/mo
Today · 4.125%
HK$62,022
baseline
▲ 0.50% · 4.625%
HK$65,795
+HK$3,773/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,044/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,927
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,668
−HK$1,767/mo
Today · 4.125%
HK$68,435
baseline
▲ 0.50% · 4.625%
HK$72,042
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,870/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,089
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,207
−HK$2,151/mo
Today · 4.125%
HK$72,358
baseline
▲ 0.50% · 4.625%
HK$76,761
+HK$4,403/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,716/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,748
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,780
−HK$2,060/mo
Today · 4.125%
HK$79,840
baseline
▲ 0.50% · 4.625%
HK$84,049
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,680/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,543
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,266
−HK$2,766/mo
Today · 4.125%
HK$93,032
baseline
▲ 0.50% · 4.625%
HK$98,693
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,064/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,390
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,002
−HK$2,650/mo
Today · 4.125%
HK$102,652
baseline
▲ 0.50% · 4.625%
HK$108,063
+HK$5,411/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,304/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,865 · Scale 2, in force from 26 Feb 2026)