LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,637
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,150
−HK$1,537/mo
Today · 4.125%
HK$51,687
baseline
▲ 0.50% · 4.625%
HK$54,832
+HK$3,145/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,374/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,108
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,472/mo
Today · 4.125%
HK$57,032
baseline
▲ 0.50% · 4.625%
HK$60,038
+HK$3,006/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,064/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,365
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,180
−HK$1,845/mo
Today · 4.125%
HK$62,025
baseline
▲ 0.50% · 4.625%
HK$65,799
+HK$3,774/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,050/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,930
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,672
−HK$1,766/mo
Today · 4.125%
HK$68,438
baseline
▲ 0.50% · 4.625%
HK$72,046
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,876/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,092
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,210
−HK$2,152/mo
Today · 4.125%
HK$72,362
baseline
▲ 0.50% · 4.625%
HK$76,765
+HK$4,403/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,724/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,752
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,783
−HK$2,061/mo
Today · 4.125%
HK$79,844
baseline
▲ 0.50% · 4.625%
HK$84,053
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,688/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,547
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,270
−HK$2,767/mo
Today · 4.125%
HK$93,037
baseline
▲ 0.50% · 4.625%
HK$98,698
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,074/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,395
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,007
−HK$2,650/mo
Today · 4.125%
HK$102,657
baseline
▲ 0.50% · 4.625%
HK$108,068
+HK$5,411/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,314/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,973 · Scale 2, in force from 26 Feb 2026)