LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,638
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,151
−HK$1,537/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,833
+HK$3,145/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,109
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,472/mo
Today · 4.125%
HK$57,032
baseline
▲ 0.50% · 4.625%
HK$60,039
+HK$3,007/mo
Deposit HK$10.66M · loan HK$10.66M · min. income ≈ HK$114,064/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,365
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,181
−HK$1,844/mo
Today · 4.125%
HK$62,025
baseline
▲ 0.50% · 4.625%
HK$65,799
+HK$3,774/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,050/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,931
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,672
−HK$1,767/mo
Today · 4.125%
HK$68,439
baseline
▲ 0.50% · 4.625%
HK$72,046
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,878/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,093
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,211
−HK$2,152/mo
Today · 4.125%
HK$72,363
baseline
▲ 0.50% · 4.625%
HK$76,766
+HK$4,403/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,726/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,753
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,784
−HK$2,061/mo
Today · 4.125%
HK$79,845
baseline
▲ 0.50% · 4.625%
HK$84,054
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,690/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,548
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,271
−HK$2,767/mo
Today · 4.125%
HK$93,038
baseline
▲ 0.50% · 4.625%
HK$98,699
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,076/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,396
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,008
−HK$2,650/mo
Today · 4.125%
HK$102,658
baseline
▲ 0.50% · 4.625%
HK$108,070
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,316/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$882,996 · Scale 2, in force from 26 Feb 2026)