LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,638
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,151
−HK$1,537/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,834
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,110
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,561
−HK$1,472/mo
Today · 4.125%
HK$57,033
baseline
▲ 0.50% · 4.625%
HK$60,039
+HK$3,006/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,066/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,366
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,182
−HK$1,844/mo
Today · 4.125%
HK$62,026
baseline
▲ 0.50% · 4.625%
HK$65,800
+HK$3,774/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,052/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,932
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,673
−HK$1,767/mo
Today · 4.125%
HK$68,440
baseline
▲ 0.50% · 4.625%
HK$72,047
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,880/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,094
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,212
−HK$2,152/mo
Today · 4.125%
HK$72,364
baseline
▲ 0.50% · 4.625%
HK$76,767
+HK$4,403/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,754
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,785
−HK$2,061/mo
Today · 4.125%
HK$79,846
baseline
▲ 0.50% · 4.625%
HK$84,055
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,692/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,549
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,272
−HK$2,767/mo
Today · 4.125%
HK$93,039
baseline
▲ 0.50% · 4.625%
HK$98,700
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,078/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,397
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,010
−HK$2,650/mo
Today · 4.125%
HK$102,660
baseline
▲ 0.50% · 4.625%
HK$108,071
+HK$5,411/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,320/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,022 · Scale 2, in force from 26 Feb 2026)