LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,639
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,152
−HK$1,537/mo
Today · 4.125%
HK$51,689
baseline
▲ 0.50% · 4.625%
HK$54,834
+HK$3,145/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,378/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,110
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,561
−HK$1,473/mo
Today · 4.125%
HK$57,034
baseline
▲ 0.50% · 4.625%
HK$60,040
+HK$3,006/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,068/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,367
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,182
−HK$1,845/mo
Today · 4.125%
HK$62,027
baseline
▲ 0.50% · 4.625%
HK$65,801
+HK$3,774/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,054/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,932
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,674
−HK$1,766/mo
Today · 4.125%
HK$68,440
baseline
▲ 0.50% · 4.625%
HK$72,048
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,880/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,094
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,212
−HK$2,152/mo
Today · 4.125%
HK$72,364
baseline
▲ 0.50% · 4.625%
HK$76,768
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,754
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,786
−HK$2,061/mo
Today · 4.125%
HK$79,847
baseline
▲ 0.50% · 4.625%
HK$84,056
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,694/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,550
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,273
−HK$2,767/mo
Today · 4.125%
HK$93,040
baseline
▲ 0.50% · 4.625%
HK$98,701
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,080/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,398
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,011
−HK$2,649/mo
Today · 4.125%
HK$102,660
baseline
▲ 0.50% · 4.625%
HK$108,072
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,320/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,042 · Scale 2, in force from 26 Feb 2026)