LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,642
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,156
−HK$1,537/mo
Today · 4.125%
HK$51,693
baseline
▲ 0.50% · 4.625%
HK$54,838
+HK$3,145/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,386/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,114
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,566
−HK$1,472/mo
Today · 4.125%
HK$57,038
baseline
▲ 0.50% · 4.625%
HK$60,044
+HK$3,006/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,076/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,371
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,187
−HK$1,844/mo
Today · 4.125%
HK$62,031
baseline
▲ 0.50% · 4.625%
HK$65,806
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,062/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,937
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,679
−HK$1,766/mo
Today · 4.125%
HK$68,445
baseline
▲ 0.50% · 4.625%
HK$72,053
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,890/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,099
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,218
−HK$2,152/mo
Today · 4.125%
HK$72,370
baseline
▲ 0.50% · 4.625%
HK$76,773
+HK$4,403/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,740/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,760
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,792
−HK$2,061/mo
Today · 4.125%
HK$79,853
baseline
▲ 0.50% · 4.625%
HK$84,062
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,706/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,556
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,280
−HK$2,767/mo
Today · 4.125%
HK$93,047
baseline
▲ 0.50% · 4.625%
HK$98,709
+HK$5,662/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,094/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,406
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,018
−HK$2,650/mo
Today · 4.125%
HK$102,668
baseline
▲ 0.50% · 4.625%
HK$108,080
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,336/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,203 · Scale 2, in force from 26 Feb 2026)