LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,643
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,156
−HK$1,538/mo
Today · 4.125%
HK$51,694
baseline
▲ 0.50% · 4.625%
HK$54,839
+HK$3,145/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,388/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,115
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,566
−HK$1,473/mo
Today · 4.125%
HK$57,039
baseline
▲ 0.50% · 4.625%
HK$60,045
+HK$3,006/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,078/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,372
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,188
−HK$1,844/mo
Today · 4.125%
HK$62,032
baseline
▲ 0.50% · 4.625%
HK$65,807
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,064/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,938
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,680
−HK$1,767/mo
Today · 4.125%
HK$68,447
baseline
▲ 0.50% · 4.625%
HK$72,054
+HK$3,607/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,894/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,101
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,219
−HK$2,152/mo
Today · 4.125%
HK$72,371
baseline
▲ 0.50% · 4.625%
HK$76,775
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,742/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,761
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,793
−HK$2,061/mo
Today · 4.125%
HK$79,854
baseline
▲ 0.50% · 4.625%
HK$84,064
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,708/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,558
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,281
−HK$2,768/mo
Today · 4.125%
HK$93,049
baseline
▲ 0.50% · 4.625%
HK$98,710
+HK$5,661/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,098/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,407
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,020
−HK$2,650/mo
Today · 4.125%
HK$102,670
baseline
▲ 0.50% · 4.625%
HK$108,082
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,340/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,237 · Scale 2, in force from 26 Feb 2026)