LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,645
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,158
−HK$1,537/mo
Today · 4.125%
HK$51,695
baseline
▲ 0.50% · 4.625%
HK$54,841
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,390/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,117
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,568
−HK$1,473/mo
Today · 4.125%
HK$57,041
baseline
▲ 0.50% · 4.625%
HK$60,047
+HK$3,006/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,082/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,374
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,190
−HK$1,844/mo
Today · 4.125%
HK$62,034
baseline
▲ 0.50% · 4.625%
HK$65,809
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,068/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,940
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,682
−HK$1,767/mo
Today · 4.125%
HK$68,449
baseline
▲ 0.50% · 4.625%
HK$72,057
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,898/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,103
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,221
−HK$2,153/mo
Today · 4.125%
HK$72,374
baseline
▲ 0.50% · 4.625%
HK$76,777
+HK$4,403/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,748/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,764
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,796
−HK$2,061/mo
Today · 4.125%
HK$79,857
baseline
▲ 0.50% · 4.625%
HK$84,066
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,714/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,561
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,284
−HK$2,768/mo
Today · 4.125%
HK$93,052
baseline
▲ 0.50% · 4.625%
HK$98,714
+HK$5,662/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,104/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,411
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,023
−HK$2,650/mo
Today · 4.125%
HK$102,673
baseline
▲ 0.50% · 4.625%
HK$108,085
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,346/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,309 · Scale 2, in force from 26 Feb 2026)