LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,647
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,160
−HK$1,537/mo
Today · 4.125%
HK$51,697
baseline
▲ 0.50% · 4.625%
HK$54,843
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,394/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,119
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,570
−HK$1,473/mo
Today · 4.125%
HK$57,043
baseline
▲ 0.50% · 4.625%
HK$60,049
+HK$3,006/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,086/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,376
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,192
−HK$1,844/mo
Today · 4.125%
HK$62,036
baseline
▲ 0.50% · 4.625%
HK$65,811
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,072/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,942
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,684
−HK$1,767/mo
Today · 4.125%
HK$68,451
baseline
▲ 0.50% · 4.625%
HK$72,059
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,902/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,105
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,224
−HK$2,152/mo
Today · 4.125%
HK$72,376
baseline
▲ 0.50% · 4.625%
HK$76,780
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,752/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,766
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,798
−HK$2,062/mo
Today · 4.125%
HK$79,860
baseline
▲ 0.50% · 4.625%
HK$84,069
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,720/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,564
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,287
−HK$2,768/mo
Today · 4.125%
HK$93,055
baseline
▲ 0.50% · 4.625%
HK$98,717
+HK$5,662/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,110/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,414
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,026
−HK$2,651/mo
Today · 4.125%
HK$102,677
baseline
▲ 0.50% · 4.625%
HK$108,089
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,354/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,379 · Scale 2, in force from 26 Feb 2026)