LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,647
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,160
−HK$1,538/mo
Today · 4.125%
HK$51,698
baseline
▲ 0.50% · 4.625%
HK$54,843
+HK$3,145/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,396/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,119
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,571
−HK$1,472/mo
Today · 4.125%
HK$57,043
baseline
▲ 0.50% · 4.625%
HK$60,050
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,086/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,376
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,192
−HK$1,845/mo
Today · 4.125%
HK$62,037
baseline
▲ 0.50% · 4.625%
HK$65,812
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,074/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,943
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,685
−HK$1,767/mo
Today · 4.125%
HK$68,452
baseline
▲ 0.50% · 4.625%
HK$72,060
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,904/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,106
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,224
−HK$2,153/mo
Today · 4.125%
HK$72,377
baseline
▲ 0.50% · 4.625%
HK$76,781
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,754/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,767
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,799
−HK$2,062/mo
Today · 4.125%
HK$79,861
baseline
▲ 0.50% · 4.625%
HK$84,070
+HK$4,209/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,722/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,565
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,288
−HK$2,768/mo
Today · 4.125%
HK$93,056
baseline
▲ 0.50% · 4.625%
HK$98,718
+HK$5,662/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,112/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,415
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,027
−HK$2,651/mo
Today · 4.125%
HK$102,678
baseline
▲ 0.50% · 4.625%
HK$108,090
+HK$5,412/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,356/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,404 · Scale 2, in force from 26 Feb 2026)