LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,649
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,162
−HK$1,538/mo
Today · 4.125%
HK$51,700
baseline
▲ 0.50% · 4.625%
HK$54,846
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,400/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,122
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,573
−HK$1,473/mo
Today · 4.125%
HK$57,046
baseline
▲ 0.50% · 4.625%
HK$60,053
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,092/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,195
−HK$1,845/mo
Today · 4.125%
HK$62,040
baseline
▲ 0.50% · 4.625%
HK$65,815
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,080/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,946
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,688
−HK$1,767/mo
Today · 4.125%
HK$68,455
baseline
▲ 0.50% · 4.625%
HK$72,063
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,910/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,109
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,227
−HK$2,153/mo
Today · 4.125%
HK$72,380
baseline
▲ 0.50% · 4.625%
HK$76,784
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,760/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,770
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,802
−HK$2,062/mo
Today · 4.125%
HK$79,864
baseline
▲ 0.50% · 4.625%
HK$84,074
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,568
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,292
−HK$2,768/mo
Today · 4.125%
HK$93,060
baseline
▲ 0.50% · 4.625%
HK$98,722
+HK$5,662/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,120/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,419
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,032
−HK$2,650/mo
Today · 4.125%
HK$102,682
baseline
▲ 0.50% · 4.625%
HK$108,095
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,364/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,495 · Scale 2, in force from 26 Feb 2026)