LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,650
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,163
−HK$1,538/mo
Today · 4.125%
HK$51,701
baseline
▲ 0.50% · 4.625%
HK$54,847
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,402/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,123
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,574
−HK$1,473/mo
Today · 4.125%
HK$57,047
baseline
▲ 0.50% · 4.625%
HK$60,054
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,094/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,380
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,196
−HK$1,845/mo
Today · 4.125%
HK$62,041
baseline
▲ 0.50% · 4.625%
HK$65,816
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,082/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,947
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,689
−HK$1,767/mo
Today · 4.125%
HK$68,456
baseline
▲ 0.50% · 4.625%
HK$72,064
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,912/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,110
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,229
−HK$2,152/mo
Today · 4.125%
HK$72,381
baseline
▲ 0.50% · 4.625%
HK$76,785
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$144,762/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,772
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,804
−HK$2,061/mo
Today · 4.125%
HK$79,865
baseline
▲ 0.50% · 4.625%
HK$84,075
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.93M · min. income ≈ HK$159,730/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,570
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,294
−HK$2,767/mo
Today · 4.125%
HK$93,061
baseline
▲ 0.50% · 4.625%
HK$98,724
+HK$5,663/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,122/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,421
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,033
−HK$2,651/mo
Today · 4.125%
HK$102,684
baseline
▲ 0.50% · 4.625%
HK$108,097
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,368/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,532 · Scale 2, in force from 26 Feb 2026)