LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,652
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,165
−HK$1,538/mo
Today · 4.125%
HK$51,703
baseline
▲ 0.50% · 4.625%
HK$54,849
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,406/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,125
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,576
−HK$1,473/mo
Today · 4.125%
HK$57,049
baseline
▲ 0.50% · 4.625%
HK$60,056
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,098/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,382
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,198
−HK$1,845/mo
Today · 4.125%
HK$62,043
baseline
▲ 0.50% · 4.625%
HK$65,818
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,086/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,950
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,691
−HK$1,768/mo
Today · 4.125%
HK$68,459
baseline
▲ 0.50% · 4.625%
HK$72,067
+HK$3,608/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,918/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,113
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,231
−HK$2,153/mo
Today · 4.125%
HK$72,384
baseline
▲ 0.50% · 4.625%
HK$76,788
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,768/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,774
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,807
−HK$2,061/mo
Today · 4.125%
HK$79,868
baseline
▲ 0.50% · 4.625%
HK$84,078
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,736/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,573
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,297
−HK$2,768/mo
Today · 4.125%
HK$93,065
baseline
▲ 0.50% · 4.625%
HK$98,728
+HK$5,663/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,130/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,424
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,037
−HK$2,651/mo
Today · 4.125%
HK$102,688
baseline
▲ 0.50% · 4.625%
HK$108,101
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,376/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,611 · Scale 2, in force from 26 Feb 2026)