LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,652
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,166
−HK$1,537/mo
Today · 4.125%
HK$51,703
baseline
▲ 0.50% · 4.625%
HK$54,849
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,406/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,125
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,577
−HK$1,473/mo
Today · 4.125%
HK$57,050
baseline
▲ 0.50% · 4.625%
HK$60,057
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,100/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,383
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,199
−HK$1,845/mo
Today · 4.125%
HK$62,044
baseline
▲ 0.50% · 4.625%
HK$65,819
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,088/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,950
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,692
−HK$1,767/mo
Today · 4.125%
HK$68,459
baseline
▲ 0.50% · 4.625%
HK$72,068
+HK$3,609/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,918/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,113
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,232
−HK$2,153/mo
Today · 4.125%
HK$72,385
baseline
▲ 0.50% · 4.625%
HK$76,789
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,770/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,775
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,808
−HK$2,061/mo
Today · 4.125%
HK$79,869
baseline
▲ 0.50% · 4.625%
HK$84,079
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,738/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,574
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,298
−HK$2,768/mo
Today · 4.125%
HK$93,066
baseline
▲ 0.50% · 4.625%
HK$98,729
+HK$5,663/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,132/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,426
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,039
−HK$2,650/mo
Today · 4.125%
HK$102,689
baseline
▲ 0.50% · 4.625%
HK$108,102
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,378/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,639 · Scale 2, in force from 26 Feb 2026)