LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,653
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,166
−HK$1,538/mo
Today · 4.125%
HK$51,704
baseline
▲ 0.50% · 4.625%
HK$54,850
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,408/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,126
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,578
−HK$1,472/mo
Today · 4.125%
HK$57,050
baseline
▲ 0.50% · 4.625%
HK$60,058
+HK$3,008/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,100/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,384
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,200
−HK$1,845/mo
Today · 4.125%
HK$62,045
baseline
▲ 0.50% · 4.625%
HK$65,820
+HK$3,775/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$124,090/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,951
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,693
−HK$1,767/mo
Today · 4.125%
HK$68,460
baseline
▲ 0.50% · 4.625%
HK$72,069
+HK$3,609/mo
Deposit HK$8.53M · loan HK$12.80M · min. income ≈ HK$136,920/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,114
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,233
−HK$2,153/mo
Today · 4.125%
HK$72,386
baseline
▲ 0.50% · 4.625%
HK$76,790
+HK$4,404/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,772/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,776
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,809
−HK$2,061/mo
Today · 4.125%
HK$79,870
baseline
▲ 0.50% · 4.625%
HK$84,081
+HK$4,211/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,740/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,576
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,300
−HK$2,767/mo
Today · 4.125%
HK$93,067
baseline
▲ 0.50% · 4.625%
HK$98,730
+HK$5,663/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,134/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,427
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,040
−HK$2,651/mo
Today · 4.125%
HK$102,691
baseline
▲ 0.50% · 4.625%
HK$108,104
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,382/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,667 · Scale 2, in force from 26 Feb 2026)