LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,655
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,538/mo
Today · 4.125%
HK$51,707
baseline
▲ 0.50% · 4.625%
HK$54,853
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,414/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,129
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,580
−HK$1,473/mo
Today · 4.125%
HK$57,053
baseline
▲ 0.50% · 4.625%
HK$60,060
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,106/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,386
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,203
−HK$1,845/mo
Today · 4.125%
HK$62,048
baseline
▲ 0.50% · 4.625%
HK$65,823
+HK$3,775/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,096/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,954
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,696
−HK$1,768/mo
Today · 4.125%
HK$68,464
baseline
▲ 0.50% · 4.625%
HK$72,072
+HK$3,608/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,928/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,118
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,236
−HK$2,153/mo
Today · 4.125%
HK$72,389
baseline
▲ 0.50% · 4.625%
HK$76,794
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,778/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,780
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,812
−HK$2,062/mo
Today · 4.125%
HK$79,874
baseline
▲ 0.50% · 4.625%
HK$84,085
+HK$4,211/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,748/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,580
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,304
−HK$2,768/mo
Today · 4.125%
HK$93,072
baseline
▲ 0.50% · 4.625%
HK$98,735
+HK$5,663/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,144/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,432
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,045
−HK$2,650/mo
Today · 4.125%
HK$102,695
baseline
▲ 0.50% · 4.625%
HK$108,109
+HK$5,414/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,390/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,769 · Scale 2, in force from 26 Feb 2026)