LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,656
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,538/mo
Today · 4.125%
HK$51,707
baseline
▲ 0.50% · 4.625%
HK$54,853
+HK$3,146/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,414/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,129
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,581
−HK$1,473/mo
Today · 4.125%
HK$57,054
baseline
▲ 0.50% · 4.625%
HK$60,061
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,108/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,387
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,203
−HK$1,845/mo
Today · 4.125%
HK$62,048
baseline
▲ 0.50% · 4.625%
HK$65,824
+HK$3,776/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,096/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,955
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$1,767/mo
Today · 4.125%
HK$68,464
baseline
▲ 0.50% · 4.625%
HK$72,073
+HK$3,609/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,928/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,118
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,237
−HK$2,153/mo
Today · 4.125%
HK$72,390
baseline
▲ 0.50% · 4.625%
HK$76,795
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,780/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,813
−HK$2,062/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,085
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,581
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,305
−HK$2,768/mo
Today · 4.125%
HK$93,073
baseline
▲ 0.50% · 4.625%
HK$98,736
+HK$5,663/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,146/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,432
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,046
−HK$2,650/mo
Today · 4.125%
HK$102,696
baseline
▲ 0.50% · 4.625%
HK$108,110
+HK$5,414/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,392/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,790 · Scale 2, in force from 26 Feb 2026)