LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,656
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,170
−HK$1,537/mo
Today · 4.125%
HK$51,707
baseline
▲ 0.50% · 4.625%
HK$54,854
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,414/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,130
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,581
−HK$1,473/mo
Today · 4.125%
HK$57,054
baseline
▲ 0.50% · 4.625%
HK$60,061
+HK$3,007/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,108/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,387
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,204
−HK$1,845/mo
Today · 4.125%
HK$62,049
baseline
▲ 0.50% · 4.625%
HK$65,824
+HK$3,775/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,098/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,955
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$1,768/mo
Today · 4.125%
HK$68,465
baseline
▲ 0.50% · 4.625%
HK$72,074
+HK$3,609/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,930/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,119
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,238
−HK$2,152/mo
Today · 4.125%
HK$72,390
baseline
▲ 0.50% · 4.625%
HK$76,795
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,780/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,814
−HK$2,062/mo
Today · 4.125%
HK$79,876
baseline
▲ 0.50% · 4.625%
HK$84,086
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,752/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,581
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,305
−HK$2,768/mo
Today · 4.125%
HK$93,073
baseline
▲ 0.50% · 4.625%
HK$98,737
+HK$5,664/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$186,146/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,433
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,046
−HK$2,651/mo
Today · 4.125%
HK$102,697
baseline
▲ 0.50% · 4.625%
HK$108,110
+HK$5,413/mo
Deposit HK$2.13M · loan HK$19.20M · min. income ≈ HK$205,394/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,803 · Scale 2, in force from 26 Feb 2026)