LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,660
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,174
−HK$1,537/mo
Today · 4.125%
HK$51,711
baseline
▲ 0.50% · 4.625%
HK$54,858
+HK$3,147/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$103,422/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,134
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,472/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,066
+HK$3,008/mo
Deposit HK$10.67M · loan HK$10.67M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,392
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,208
−HK$1,846/mo
Today · 4.125%
HK$62,054
baseline
▲ 0.50% · 4.625%
HK$65,829
+HK$3,775/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$124,108/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,960
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,703
−HK$1,767/mo
Today · 4.125%
HK$68,470
baseline
▲ 0.50% · 4.625%
HK$72,079
+HK$3,609/mo
Deposit HK$8.54M · loan HK$12.80M · min. income ≈ HK$136,940/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,124
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,243
−HK$2,153/mo
Today · 4.125%
HK$72,396
baseline
▲ 0.50% · 4.625%
HK$76,801
+HK$4,405/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$144,792/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,787
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,820
−HK$2,062/mo
Today · 4.125%
HK$79,882
baseline
▲ 0.50% · 4.625%
HK$84,092
+HK$4,210/mo
Deposit HK$6.40M · loan HK$14.94M · min. income ≈ HK$159,764/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,588
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,312
−HK$2,768/mo
Today · 4.125%
HK$93,080
baseline
▲ 0.50% · 4.625%
HK$98,744
+HK$5,664/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$186,160/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,441
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,054
−HK$2,651/mo
Today · 4.125%
HK$102,705
baseline
▲ 0.50% · 4.625%
HK$108,119
+HK$5,414/mo
Deposit HK$2.13M · loan HK$19.21M · min. income ≈ HK$205,410/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$883,968 · Scale 2, in force from 26 Feb 2026)